Send Money Instantly with Powerful Payout APIs
Automate bank transfers and UPI payouts with high success rates, smart routing, and real-time processing. Build your fintech empire on industrial-grade infrastructure.
Trusted by 1000+ businesses across India
Main Balance
₹8,42,500.00
Today's Payouts
₹1,24,000
Vendor Settlement
TXN_4821
₹45,000
2m ago
Employee Salary Batch
TXN_4820
₹82,000
5m ago
Refund - Order #122
TXN_4819
₹2,499
12m ago
Partner Payout
TXN_4818
₹12,000
18m ago
Built for Speed, Scale & Reliability
Infrastructure designed to handle the most demanding financial workflows.
Instant Transfers
Send money in seconds via UPI & IMPS, 24/7/365 including holidays.
Bulk Processing
Trigger thousands of payouts with one API call using our high-concurrency engine.
Smart Routing
Auto-select best bank node for highest success and lowest latency.
Secure Infrastructure
Bank-grade security, PCI DSS compliance, and encrypted data handling.
How It Works
Integrate API
Connect your platform with our developer-friendly REST APIs.
Initiate Payout
Send a single or bulk payout request via our secure endpoint.
Delivered Instantly
Money reaches the beneficiary bank account within seconds.
Powerful Features for Seamless Payouts
Everything you need to manage business disbursements at scale.
TSP Module Onboarding
Onboard your sub-merchants and partners seamlessly with our specialized TSP (Technology Service Provider) module.
- Seamless merchant onboarding with KYC integration
- MCC-based business classification for higher compliance
- Ensures better approval rates with banking partners
Bulk Processing Engine
Execute thousands of transactions across multiple bank modes instantly using a single unified API.
Smart Routing Technology
Our proprietary routing engine auto-detects the healthiest bank server to minimize failures.
Simple APIs.
Powerful Capabilities.
REST API & JSON Responses
Clean architecture with consistent naming conventions and predictable payloads.
Sandbox Testing Environment
Simulate success and failure scenarios before going live on mainnet.
// Example: Initiate a Bulk Payout
const response = await merchant247.payouts.create({
batch_name: "Vendor_Settlement_May",
payouts: [
{
beneficiary_name: "John Doe",
account_number: "9182736450",
ifsc: "HDFC0001234",
amount: 45000.00,
mode: "IMPS",
reference_id: "REF_001"
}
],
callback_url: "https://yourdomain.com/webhooks/payout"
});
console.log(response.batch_id); // Returns unique batch identifierBuilt for Every Business
Merchant247 Payouts adapts to your unique business model and scale requirements.
Fintech Startups
Launch your own payout or neo-banking platform in record time.
Agents / Retailers
Send money for walk-in customers and earn high commissions.
Enterprises
Automate thousands of vendor payments and employee salaries.
Marketplaces
Enable instant settlements for your sellers and service providers.
Why Businesses Choose Merchant247 over Competitors
Higher Success Rate
ID: M247_KYC_9921
Intelligent Routing Engine
ID: M247_KYC_9921
Reliable Banking Partners
ID: M247_KYC_9921
Scalable Infrastructure
ID: M247_KYC_9921
