Launch Your FinTechn Business
in JUST 10 Minutes
Launch your own branded software with integrated banking and financial services — White-label / FinTech SaaS, ERP, APIs, and a Reseller Portal, all running on a single rail monitored like a control room.
Built on a compliant, certified infrastructure
ISO 27001:2022
Certified
Quality System
Certified
Certified Secure
Verified
UMC Certified
Certified
Startup India
Recognized
Powering Businesses with White-label, FinTech-APIs & ERP Software
Four platforms, one partner — hover a card to see what's inside.
Every Merchant Product. One Platform.
The B2C products behind our White Label SaaS and APIs pillars.
Utilities
Accept UPI, cards, and pay 20,000+ utility billers with intelligent routing tuned for high success rates.
20,000+
Billers
99.9%
Success Rate
One rail underneath White Label SaaS, ERP, APIs, and the Reseller Portal — built to move money and data without missing a beat.
Industries We Serve
From banks to campuses, Merchant247 infrastructure powers financial technology across every sector that needs trust at speed.
Financial Institutions
Banks & NBFCs running payments, KYC, and settlement at scale.
MSMEs
Retail and trade businesses collecting bills and verifying customers.
Startups
Product teams shipping fintech features without building rails.
Transport Companies
Fleet and logistics operators handling FASTag, payouts, and KYC.
CA Firms
Practices offering clients GST, CIN, and identity verification.
Corporates
Enterprises embedding travel, utilities, and onboarding APIs.
Educational Institutions
Campuses digitizing fee collection and student verification.
Government Service Providers
Citizen-facing platforms needing secure, compliant identity rails.
Pick Your Track
Whether you write code or run a shop, Merchant247 has a path to launch fintech services.
Start a reseller business with your own brand
No coding required. Launch your own white-label storefront through our Reseller Portal and earn commission on every BBPS, recharge, and travel transaction your network processes.
- No-code, white-label storefront, ready to launch
- Commission on recharge, BBPS & travel
- Onboarding support in Hindi & English
Today's Earnings
Access Merchant247 Across Multiple Platforms
Powerful fintech infrastructure, available wherever your business runs — designed for different use cases, backed by the same rail.
Web Portal
Complete admin control with reports, network management, and an operations dashboard.
Android App
Manage transactions, retailers, and notifications from anywhere, on the go.
Admin Panel
Wallet, commission, and multi-level hierarchy — configured from one screen.
Enterprise APIs
Connect Merchant247's infrastructure directly into your existing systems.
Start in 3 Simple Steps
We've simplified fintech infrastructure so you can focus on building your business.
Sign Up
Register your business in minutes with fast-track digital onboarding — as a developer or a distributor.
Integrate or Activate
Connect our APIs with clear documentation, or activate a ready-made storefront if you're not integrating code.
Go Live
Start processing transactions on industrial-grade infrastructure — and earn commission on every one.
Built for Developers.
Designed for Scale.
Integrate Merchant247's KYC, payments, and travel APIs into your stack with clean REST endpoints and real SDKs.
Fast Integration
Go live in hours with simple documentation.
Sandbox Testing
Realistic environments for every edge case.
Secure Architecture
PCI DSS compliant with 256-bit encryption.
99.9% Success
Intelligent routing for high reliability.
Works with your stack
import requests
url = "https://api.merchant247.com/v1/kyc/verify"
payload = {
"id_number": "ABCDE1234F",
"type": "PAN",
"consent": "yes"
}
headers = {"Authorization": "Bearer YOUR_API_KEY"}
response = requests.post(url, json=payload, headers=headers)Description
Instant PAN and Aadhaar verification with real-time database matching.
ISO 27001 Certified
Bank-grade infrastructure
Earnings
+18%Earn More with Every Transaction
Turn your business into a fintech earning machine — commission on every payout, bill payment, and travel booking your network processes.
Money Transfers
Earn competitive commissions on domestic payouts and transfers.
Bill Payments
Collect commissions from 20,000+ utility billers via BBPS.
Travel Bookings
High-margin earnings on every flight and hotel booking made platform-wide.
Why Choose Merchant247?
Industrial-grade infrastructure designed for the modern fintech landscape.
24/7 Platform Availability & Support
Round-the-clock infrastructure and dedicated support for uninterrupted business operations.
Redundant by Design
Built with high availability architecture to ensure maximum reliability and uptime.
Own Your FinTech Business
Complete ownership of your platform without dependency on third-party ecosystems.
Faster Settlements
Process transactions and settlements quickly with optimized payment infrastructure.
One Platform, Every Financial Service
Access payments, KYC, BBPS, travel, and more from one unified platform.
Built for the Complete Business Hierarchy
Support distributors, retailers, agents, franchises, and enterprise structures.
Built by People Who Believe in the Mission
Merchant247 is run by founders who talk to partners directly — not a faceless platform.
Rishu Singh
Director · Founder
Our goal is to democratize financial infrastructure, making it as accessible and simple as electricity for every business in India.
Kavita Jangid
Director · Founder
We believe technology should be a bridge, not a barrier. We're building that bridge one API at a time.
Join 250+ partners
Product updates and API changelogs, occasionally.